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Source Technologies’ Secure MICR Printing & Self-Service Blog

How the Personal Teller Machine Fits into the Omni-Channel Strategy

The Need for the Personal Teller Machine There are 5 ways that customers interact with their financial institutions: online, mobile, ATM, call center, and branch. As users have flocked to online...

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Watch: In-House MICR Check Printer Solution Saves Money & Time for Banks

Walk through a day in the life of a teller issuing cashier’s checks using pre-printed check stock, rewind and then walk through the teller’s day using Source Technologies’ in-house secure printing solution.

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How Personal Teller Machines Transform Service in the Branch

There are five channels that consumers use to interact with their financial institutions: mobile, online, call center, ATM and the brick-and-mortar branch. All of these channels have seen significant investment...

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Magnetic Ink Character Recognition Line

Magnetic Ink Character Recognition (MICR) refers to the formulation of toner used to print the special font at the bottom of checks. At Source Technologies, we have built our...

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Biometric Authentication Risks for Self-Service Kiosks

With more and more iPhone and iPad users getting used to simply using their fingerprint to unlock devices, it begs the question: why aren’t more companies adding this technology to their products? 

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9 Transactions Available with the Self-Service Kiosk

As new technologies enter bank branches, self-service kiosks are offering the convenience that consumers are seeking in the branch. Source Technologies offers the Personal Teller Machine, a self-service kiosk  that allows customers to conduct 90% of transactions traditionally handled by a teller. 

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Using the Personal Teller Machine in the Bank Branch

One of the most popular reasons for walking into a bank or credit union branch is to make a withdrawal. Of course, an ATM can fill the need for cash, but only if you want $20 bills. What if you want $100 in cash, but all in $5 denominations?  

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3 Things to Consider When Choosing a MICR Toner

MICR toner quality depends on several factors working together to create secure printing solutions, so how do you decide which toner and toner cartridges are ideal for your solution? When choosing a quality MICR toner for your MICR printer consider 3 things:

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Print Temporary Checks with the Personal Teller Machine

According to Gallop, 80% of new bank accounts are still opened in a branch instead of online or over the phone. With each new account opened, the financial institution typically issues a set of pre-printed temporary checks for the customer to use while their personalized checks are ordered and shipped.

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3 Reasons to Use Retail Self-Service Kiosks

According to Aite Group, in-person bill payments represent almost $450 billion each year. Processing such a large number of in-person payments can be expensive and problematic for retailers and utilities, especially without a retail self-service kiosk.

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User-Friendly Self-Service Kiosk Features

Financial institutions are adopting self-service kiosks such as Source Technologies’ Personal Teller Machine, to enhance their overall customer experience. The Personal Teller Machine allows customers to complete routine transactions without assistance from a teller.

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Tablet Assist and the Personal Teller Machine – Self-Service Solution

The internet and smartphones have escalated our adoption and expectation of self-service solutions. No need to call for takeout – just place your order online. Want some new music? Just download it to your phone. Buy concert tickets, watch movies, and get your news wherever you are, all with the click of a button.

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The Quality of MICR Toner Cartridges

What’s in a check? A lot more than you might think. The quality of any Magnetic Ink Character Recognition (MICR) document depends on several components. It’s critical to have a secure MICR printer and blank check stock working together to eliminate the expense and risk associated with pre-printed checks, but without a quality MICR toner cartridge in place, even the best hardware in the world won’t ensure your check meets Federal Reserve's MICR standards.

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Know Your Customer – What is Due Diligence?

The USA Patriot Act was was passed in 2001 in response to the attacks of 9/11 and requires that all financial institutions create anti-money laundering programs to fight schemes that may be financing terrorist activities. Not only are financial institutions required to confirm client identities, but they must also keep a detailed analysis of how they do it. 

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How EMV Compliance Impacts Self-Service Kiosks

EMV Compliance for Self-Service Kiosks It is no surprise that EMV is rolling out on October 1, 2015 and that if you are not EMV compliant then your financial institution is at...

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Self-Service Banking Automates On-Demand Check Printing

Banks are starting to focus more on the customer in ways that answer the call for more personalized and more efficient banking capabilities. Investing in self-service banking is part of...

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Comply with Know Your Customer Guidelines

The USA PATRIOT Act & Know Your Customer (KYC) Compliance Financial institutions have always understood the importance of knowing whom they are doing business with, but the USA PATRIOT Act...

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Self Service Kiosks for the Unbanked & Underbanked Consumer Market

The underbanked consumer market currently encompasses over a quarter of American households, totaling 30 percent (or 34 million households). Most highly represented by two age groups, individuals 45-54 years of age and 2...

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BAI Banking Strategies Article: Combating Check Fraud at the Printer Level

According to the Association of Financial Professionals, paper checks are still the most vulnerable payment type when it comes to fraud attacks. However, there ways to reduce this risk. Secure...

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MICR Ink vs. MICR Toner: What Is MICR Ink?

The term “MICR” is an acronym. It stands for Magnetic Ink Character Recognition and refers to the special numbers at the bottom of checks that include the account number, a bank’s routing number, check number, etc. Both MICR ink and MICR toner is used to print the special numbers, also known as the MICR line, on checks.

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What is MICR, Why Is It Important and How Does It Reduce My Risk of Fraud?

Magnetic Ink Character Recognition, also known as MICR, is required by the Federal Reserve to be on all checks. It is the type of toner used to print the font at the bottom of checks and other documents.

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