concourse CreditApp

For big-ticket retailers and credit card issuers, new credit enrollments are the lifeblood of the business. But how do you continue to grow your customer base in the face of stiff competition, market saturation, and ever-higher acquisition costs?

Access new customer segments and slash acquisition costs with concourse™ CreditApp, a software solution that runs on Source Technologies' concourse self-service kiosks.

concourse CreditApp is the fast and easy way for in-store customers to apply for private label or co-branded retailer credit cards. concourse CreditApp dramatically reduces the time and effort it takes to process applications. It does away with handwritten forms, faxing, or manual system entry, saving staff time and eliminating customer frustration. concourse CreditApp also encourages more applications by providing customers with greater privacy and eliminating the potential embarrassment of a credit rejection.

Capabilities

• Auto-authenticates applicant using driver's license,gov't ID, etc.
• Auto-populates application using driver's license, gov't ID, etc.
• Issues receipt containing new account number and approval code, or dispenses credit card with new account number
• Full network management
• Real-time system monitoring
  • Software updated remotely
  • Narrowcast digital advertising

Customer Benefits Reduces in-store application and approval time Streamlines back-office approvals - fewer human errors and less manual processing Greater customer privacy - no need to share personal information with store employees Allows retail staff to stay on the sales floor serving customers Enhanced customer service - kiosks are available all the time Cuts new-account acquisition costs for retailer and card issuer Increased retail traffic and card usage when combined with concourse BillPay for in-store card payments

> Runs great on concourse 3-Series kiosks

concourse Software Platform concourse CreditApp was developed using the concourse Software Platform (CSP). In addition to standard concourse software solutions, CSP lets clients rapidly prototype, test, and deploy other applications on concourse self-service kiosks.

CSP's flexible architecture also allows concourse to easily integrate with other systems including POS, authentication, merchandising, CRM, and cash settlement.  It can also manage other store devices as part of a total retail automation solution, including check imagers, cash recyclers, card dispensers and statement printers.